ENHANCING PAYMENT SECURITY: THE ROLE OF BIOMETRIC AUTHENTICATION AND TOKENIZATION
Keywords:
Biometric Authentication, Continuous Authentication, Digital Transaction Security, Payment Security, Tokenization.Abstract
As digital payments continue to dominate the financial landscape, the industry faces increasing challenges in balancing security with user convenience. This article examines the transformative impact of biometric authentication and tokenization technologies on payment security. Through comprehensive article analysis of implementation strategies, technical architectures, and emerging trends, we demonstrate how these technologies are revolutionizing transaction security while enhancing user experience. The article explores various biometric modalities, including fingerprint, facial, and voice recognition, alongside advanced tokenization methods incorporating blockchain and smart contracts. The findings reveal significant improvements in fraud prevention, operational efficiency, and user satisfaction across organizations implementing these technologies. Additionally, the article evaluates integration challenges, compliance requirements, and future directions, providing insights into the evolving landscape of payment security.
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Copyright (c) 2025 Arpit Mittal (Author)
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
