Padmaja Dhanekulla. “BLOCKCHAIN AND DISTRIBUTED LEDGER TECHNOLOGY IN MODERNIZING INSURANCE SYSTEMS: ENHANCING TRANSPARENCY AND REDUCING FRAUD”. INTERNATIONAL JOURNAL OF COMPUTER ENGINEERING AND TECHNOLOGY, vol. 15, no. 06, Nov. 2024, pp. 275-90, https://ijcet.in/index.php/ijcet/article/view/75.