VENKATESHWARLU KOYEDA. IMPLEMENTING MULTI-FACTOR AUTHENTICATION IN FINANCIAL SYSTEMS. INTERNATIONAL JOURNAL OF COMPUTER ENGINEERING AND TECHNOLOGY, [S. l.], v. 16, n. 01, p. 3455–3472, 2025. DOI: 10.34218/IJCET_16_01_240. Disponível em: https://ijcet.in/index.php/ijcet/article/view/IJCET_16_01_240.. Acesso em: 4 feb. 2026.